5 Minutes Could Save You Years On Your Mortgage

Share a few details and we’ll compare your rate to current market offers. We’ll tell you if switching may lower your repayments or shorten your term. If there’s no clear benefit, we’ll be upfront and stop there.

 Check If Your Home Loan Still Stacks Up

Share a couple of details, and we’ll quickly tell you if there’s a better deal. If there isn’t, we’ll be upfront and leave it there.

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Our Service

Refinance Check

We review your current loan and see if there’s a chance to reduce your rate, lower repayments, or set you up to pay off your loan faster.

Home Loan Check

If it has been years since you last checked your loan, it might be overdue. We’ll explain where you stand and whether it’s worth making 
a move.

Annual Reviews

Most brokers disappear after settlement. We check in every year so you always know where your loan sits.

SMSF Lending

If you’re curious about SMSF property in the future, Sean can guide you when you’re ready. Speak with a licensed adviser.

Your Refinance in Simple Steps

Step 1

Take the Quiz to See If You Qualify

 It takes less than a minute. Set the stage to see if you could save on 
your loan.

Step 2

We Review Your Loan


 Shawn checks your rate, lender, and loan setup, nothing gets missed.

Step 3

Quick Call


 We explain your options in plain language. No jargon, no pressure.

Step 4

Clear Next Step


Decide whether refinancing is worth it, or stay put confidently.

Unsure what you need?

Schedule a quick call and we’ll help you figure out the right direction.

Problems Homeowners Are Facing

If you’re like most homeowners, it’s been years since your last review.

  • Stuck with the same lender for years? 

We’ll check if you can save.

  • Don’t remember your last broker?

One contact with annual reviews keeps you covered.

  • Banks take too long to reply?

We cut through the wait.

  • Suspect you’re paying too much? 

We’ll check for better deals.

  • Put it off because the process feels confusing?

We keep it simple.

Here’s What Homeowners Are Saying

★ ★ ★ ★ ★

“So efficient and friendly would highly recommend this is the second time I have used Shawn and each time he has been awesome - guided us through each step.”

Pauline Antioch
★ ★ ★ ★ ★

“I had an excellent experience working with Shawn Baker from Village Home Loans. The entire process was smooth, transparent, and stress-free.”

Rajiv Sharma
★ ★ ★ ★ ★

Shawn came highly recommended via a fellow work colleague and he is truely amazing! He helped my finance and I to buy our first home. All options were discussed thoroughly..

Zac
★ ★ ★ ★ ★

I recently worked with Shawn Baker to secure a mortgage for our new home and was very happy with the experience. Shawn was professional, knowledgeable...

Rod King
★ ★ ★ ★ ★

We first met Shawn when he was helping one of family get into their first house. We were pretty impressed with his knowledge and professionalism.

Bronty & Karly
★ ★ ★ ★ ★

Shawn helped us when we need to refinance our home loan to a new lender. He was so easy to work with and made the process effortless on our part.

Bec G

About Village Home Loans

Village Home Loans keeps the home loan process simple.  Whether you’re buying a new home or reviewing your current loan, we provide clear guidance, practical options, and ongoing support long after your loan settles.

About Shawn Baker

Shawn helps homeowners understand their options, reduce stress, and stay on track with their loans through regular reviews. One point of contact, clear advice, and easy conversations. If you want clarity around your home loan, Shawn and the Village Home Loans team are ready to help..

Village Home Loans ABN: 56 892 726 301, The Trustee for Green Running Man Family Trust ABN: 56 892 726 301. Credit Representative #540758 is authorised under 
Australian Credit License #389328.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.